It has never been easy getting money out of anybody but most causes committed to the SDG need funding to run their operations and execute their projects. A lot of causes put a donation tab on their website to allow well-meaning supporters make donation right on their platform.
We have brought together a number of payment processing gateways that would allow SDG causes collect donation from their websites, and they are all free to setup with minimal transaction charges.
Flutterwave is transforming payment processing in Africa, and the rest of the world by offering easy and reliable payments solution for businesses, not-for-profits and organisations. They pride themselves in deploying award-winning technology core to support the growth of businesses on their network for endless possibilities.
Flutterwave has a vision for Africa to leverage African businesses to go global by being able to accept payments anywhere from across Africa and around the world. It can be seamlessly integrated into apps and websites with little to no effort, thereby removing the boundaries to scaling your business with the acceptance of international Debit and Credit Cards, M-Pesa, Bank Transfer, USSD and POS.
One interesting feature of Flutterwave is the ability to allow you create virtual Mastercard and VISA cards which can be used instantly through mobile wallets and global websites.
Security is paramount to Flutterwave it prides itself in having every payment made on their platform 100% secure, with ISO 27001 & 22301 Certifications.
Flutterwave has a referral system that allows you to make some earnings from those who used your referral code to signup up to their platform.
The APIs are well documented and provides easy and seamless into any website and there are a variety of plugins that can make the integration even easier.
The setup charge for a Flutterwave account is FREE and find below the transaction fees:
Paystack is a payment gateway based in Nigeria and helps African businesses get paid anywhere in the world with internationally-issued cards. It allows you to collect one-time and recurring payments from your app or website at an instant, while seamlessly making instant transfer, in the same currency, from the same account very simple.
Paystack prides itself in combining automated and manual fraud systems to protect every account and provides detailed reporting of your transactions. It is reputed to be trusted by as many as 60,000 businesses – small-scales, entrepreneurs, large organisations and global brands, in powering their growth.
To signup for a Paystack, it would take less than 15 minutes, and in 30 minutes you can start accepting payments from multiple channels. Paystack has a simple pricing system, with zero integration or maintenance fee, and is not known for hidden charges.
Paystack has well-documented APIs that allows for easy integration with you app or website, and the payment links can also be used as stand-alone. There are a number of plugins that can make integration a little bit easier and moreso at no cost.
The customer service of Paystack is top-notch and operates 24/7 with issues resolved in no time.
The setup fee for a Paystack account is FREE.
Paypal is another payment processing gateway that allows you to accept payment if such service is available for your country. In Africa only the following countries are enabled to receive and accept payment into their account – Botswana, Kenya, Lesotho, Mauritius, Morocco, Mozambique, Senegal, and South Africa. Other countries are allowed only to send payment.
PayPal is one of the safer and easier way to pay and get paid online through debit/credit cards and bank accounts concealing your financial information, and it is available in over 200 countries supporting 25 currencies around the world. Minimal fees may be charged for some of the services.
Opening a Paypal account is free and the account can be used to send and receive money internationally, purchase goods and services as well as withdraw money into your bank account.
Payoneer though not popular simplifies your international business transactions and allows you get paid in multiple currencies. Wherever you are in the world, you can open your own local currency account in any of these countries you may choose – US, Canada, Europe, UK, Mexico, Australia or Japan.
Payoneer allows you to request payments worldwide by offering secure ways to pay online. It is a great payment platform to receive payments from top organisations. You can also transfer your funds from your Payoneer account to your local bank account in your local country, and if your choose, in your local currency. There are minimal charges for some of these transactions.
One great advantage with Payoneer you must never take for granted is that it comes with a Payoneer Mastercard denominated in your account currency. This Mastercard can be used like you use any other Mastercard.
You can even make extra cash by referring a friend and participate in their Affiliate programme.
We have had to make recommendations to a number of causes to help them set up a donation tab for their website, as we are presently using all the payment gateways above. We use Flutterwave for the support us page on our website and Payoneer has proven useful for us to collect affiliate earnings from organisations like GoDaddy. The major drawback to Paypal is its limitation in some countries. Paystack has proven to be a reliable gateway for years.